40 of the 80 exchanges we track accept Apple Pay deposits, ranked by CWR Score. The list below is checked against your country.
Every exchange below lists Apple Pay among its deposit methods in the CryptoWinRate database. The list checks each venue's restricted-country list against your location. Change it if we got it wrong.
Exchanges with a CWR Score of 7 or higher and no security incident in the last 12 months.Every exchange that accepts Apple Pay.Exchanges licensed under the EU’s MiCA rules.
Pick a different country above, or browse all reviews.
Also accepting Apple Pay, but restricted in your country: Kraken, Bybit, Bitvavo, BloFin, Hyperliquid, Bitunix, WhiteBIT, WEEX, OKX EU, Bitget, Bybit EU, BYDFi, BTCC, Lighter, XT.com, Crypto.com, Zoomex, Bitstamp, Gate, Gemini, Woo X, KuCoin, Bitbase, Phemex, dYdX, Tapbit, GMX, Binance.US, Bitpanda, Nado, BTSE, MEXC, Uphold, Paybis, Vest Markets, Helix, Coinmama, LBank, Margex, PrimeXBT,
Apple Pay is a wallet on your iPhone, iPad, Mac or Apple Watch that stores your existing bank cards and pays with them. It holds no money of its own and is not a payment network; the card you added is still the thing being charged. More than 500 million people use it worldwide.
Paying a crypto exchange with it is quick. You need a supported Apple device and a debit or credit card already added to your Wallet. You authorise with Face ID, Touch ID or your passcode, and the exchange never sees your real card number because a device token stands in for it. The cost and the limits, though, stay those of the card underneath.
The list at the top of this page shows the exchanges that accept Apple Pay.
Apple Pay is run by Apple Inc. It launched in October 2014 in the United States, on the iPhone 6 and newer and on Apple Watch, as Apple’s first mobile payments service. It started with contactless payments in stores and payments inside apps.
In 2015 it reached the UK and other markets and added payments on the web through Safari. Through the following years it rolled out across Europe, Asia-Pacific and Latin America and gained transit support. The web option matters when you fund an exchange from a computer: it generally needs Safari rather than any browser.
Apple does not offer any way to buy, sell, hold or move cryptocurrency inside Apple Pay or the Wallet app. It is purely a payment layer over the debit and credit cards you already have.
Apple has made no public statement either allowing or blocking its use at crypto exchanges. That call sits with the bank that issued the card in your Wallet, not with Apple. Apple says it does not change how your card works, so any crypto-related restriction comes from the issuer. If your bank blocks crypto purchases on a card, adding that card to Apple Pay will not get around it.
These steps work at any exchange that accepts Apple Pay.
An Apple Pay payment is authorised the moment you confirm it, so the funds usually reach your exchange account within minutes. Your card is charged straight away, even though the money settles to the merchant over the following day or two.
A few things can slow it down. A first-time payment may trigger extra checks from your bank or the exchange. Weekends and bank cut-off times can delay the parts that depend on your card issuer. And if the exchange still needs to verify your account, the deposit waits until that clears.
Apple itself charges nothing to pay with Apple Pay, in stores, online or in apps. Your card issuer may apply its usual charges, and a credit card behind the wallet can still be treated as a cash advance by that issuer.
The exchange is where the cost usually sits. Because this is a card deposit underneath, the exchange may add a deposit fee, or build a wider margin into the price on an instant buy. Check the amount, the card and any fee on the payment sheet and on the exchange’s own screen before you confirm, so you see the full cost first.
A device wallet does not replace the card, it wraps it. When you add a card to the wallet, the network issues a device-specific token that stands in for the real number, and payments carry the token instead. The exchange still records a card deposit, its acquirer still pays card scheme fees, and your issuer still sees a crypto purchase on that card.
That has three practical consequences. The deposit fee is the venue’s card fee, not a cheaper wallet rate. The limits are your card’s limits. And if your bank blocks crypto purchases on that card, adding it to Apple Pay does not get around the block, the decline simply arrives faster.
It also means the venue’s list of supported card brands still applies. A card the exchange cannot process directly will not work through the wallet either.
Compare the exchanges on the list at the top of this page. Look at the total cost shown before you confirm, since that is where card charges show up, and check how long identity verification takes. See which coins you can buy and whether the exchange has a clean security record. Note that Apple Pay cannot receive payouts, so you cannot withdraw back to it; check how else an exchange lets you take money out. A plain bank transfer at the same venue may cost less, so it is worth comparing.
Yes. Use a card in your own name, and make sure the exchange account matches that name. Exchanges check this, and a mismatch will usually get the payment rejected.
No. Apple Pay is an outbound payment instrument only; it cannot receive payouts. You will need another method, such as a bank transfer, to take money off the exchange.
No. Apple Pay sends a device-specific token instead of the real number, so the card details are never handed to the exchange.
Yes. The wallet does not change how your issuer classifies the transaction. A debit card avoids it.
No. The block sits on the card, so the decline happens either way. Adding the card to Apple Pay just makes the decline arrive faster.
Check the exchange’s other deposit methods. A bank transfer or a direct card payment is usually available and often costs less.
In the EU, Bybit serves customers through a separate platform, Bybit EU, which is licensed under MiCA.
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