Country ranking · Uruguay

8 Best Crypto Exchanges in Uruguay (2026)

Compare the best crypto exchanges in Uruguay for 2026: regulation, UYU deposits and withdrawals, fees, coins, futures and each exchange's main catch.

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Key takeaways
  • MEXC is our top pick for active traders in Uruguay who want a huge coin choice and some of the lowest futures fees around.
  • Kraken, Coinbase and Bitstamp suit savers who care most about a long track record, but they charge more for spot trades.
  • OKX, Bitget and Gate run peer-to-peer markets where you trade with other users through local payment methods.
Top pick 2026
1

MEXC

Spot fees (maker/taker)0% / 0.05%
Assets1,320
Max leverage200×
KYCRequired
  • Spot maker fee of 0%
  • Futures from 0% for makers
  • 1,320 coins on spot
Accepts clients from Uruguay
4.2CWR Score
Bonusup to $10,000
Cashback10%
Terms & how to claim
3

Kraken

Spot fees (maker/taker)0.4% / 0.8%
Assets679
Max leverage50×
KYCRequired
  • Proof of reserves and cold storage
  • Licensed in several major markets
  • Futures from 0.02% for makers
Accepts clients from Uruguay
4

Bitget

Spot fees (maker/taker)0.1% / 0.1%
Assets507
Max leverage125×
KYCRequired
  • Largest copy trading platform
  • Spot at 0.1% for makers and takers
  • Tokenized stocks and ETFs
Accepts clients from Uruguay
7.8CWR Score
Bonusup to 6,200 USDT
Cashback10%
Terms & how to claim
5

Coinbase

Spot fees (maker/taker)0.4% / 0.6%
Assets402
Max leverage10×
KYCRequired
  • Very simple app for beginners
  • Publicly listed and regulated in the United States
  • Futures at 0.05% for makers and takers
Accepts clients from Uruguay
6

Bit2Me

Spot fees (maker/taker)—
Assets192
Max leverage—
KYCRequired
  • Simple spot-only platform
  • Cold storage for coins
  • Debit card
Accepts clients from Uruguay
6.1CWR Score
7

Bitstamp

Spot fees (maker/taker)0.3% / 0.4%
Assets118
Max leverage—
KYCRequired
  • Annual Big Four audits
  • Segregated customer assets
  • Staking and lending
Accepts clients from Uruguay

Every exchange in this ranking at a glance

ExchangeSpot assetscryptoFutures assetsSpot feesmaker/takerFutures feesmaker/takerMax leverage Uruguay
1. MEXCVisit 1,3206140% / 0.05%0% / 0.02%200×Yes
2. OKXVisit 2984850.2% / 0.35%0.02% / 0.05%125×Yes
3. KrakenVisit 6791770.4% / 0.8%0.02% / 0.05%50×Yes
4. BitgetVisit 5074780.1% / 0.1%0.02% / 0.06%125×Yes
5. CoinbaseVisit 4021310.4% / 0.6%0.05% / 0.05%10×Yes
6. Bit2MeVisit 192————Yes
7. BitstampVisit 118—0.3% / 0.4%——Yes
8. GateVisit 2,0521,0220.1% / 0.1%0.02% / 0.05%200×Yes

The Uruguay column is checked live against each exchange's restricted-country list.

The best crypto exchanges in Uruguay

MEXC is our top pick for Uruguay, best for active traders who want a very wide coin choice and very low trading fees. Buying, holding and trading crypto is legal in Uruguay, and the Central Bank of Uruguay now authorizes and supervises the companies that provide these services.

Day to day, what matters most is how you move money in and out. In Uruguay most retail payments go by bank transfer, including instant transfers in pesos or dollars at any hour, and the debit card is the most-used payment card. Check each exchange’s card, bank transfer and P2P options before you sign up, then compare fees, the coins you can trade and the security record.

1. MEXC

MEXC suits active traders who want a very wide coin choice at a low cost. You can trade 1,320 coins on spot and 614 on futures, and new tokens tend to list here early. Spot costs 0% for limit orders and 0.05% at market price, while futures cost 0% and 0.02%, so frequent trading stays cheap.

MEXC offers card, bank transfer, Apple Pay, Google Pay and PayPal deposits, but these go through third-party payment providers or the P2P market rather than MEXC itself. That means the fee and the limit depend on the provider that serves Uruguay. You can cash out by bank transfer or P2P. The platform also has copy trading, trading bots, a futures demo, 400 tokenized stocks and leverage up to 200x.

ID verification is mandatory. A document lets you withdraw 80 BTC a day, and adding a face scan raises that to 200 BTC. MEXC launched in 2018, is based in Singapore and was co-founded by John Chen, who is also its CEO. The main risk is its poor reputation over reported cases of withheld customer funds, so keep only the money you are actively trading there.

Key points

  • MEXC publishes proof of reserves and has no publicly confirmed breach, but many users have reported having their funds withheld.
  • From Uruguay you get spot, futures, copy trading, bots and tokenized stocks on one account.
  • Card and bank deposits run through third-party providers, so what you pay to fund depends on the provider.

What we like

  • Spot maker fee of 0%
  • Futures from 0% for makers
  • 1,320 coins on spot
  • Publishes proof of reserves
  • Copy trading, bots and demo futures

What holds it back

  • Reported cases of withheld customer funds
  • Fiat funding relies on third-party providers
  • Frequent fee changes make costs harder to track
  • Mandatory ID verification

2. OKX

OKX's P2P market is its biggest draw if you want to fund an account without a card. You trade directly with other users through local payment options, and OKX holds the crypto in escrow until both sides meet the agreed terms. It also offers card and bank transfer deposits, and it pays out by bank transfer, card or P2P. That fits a country where most money moves by bank transfer.

Spot costs 0.2% for makers and 0.35% for takers, which is more than MEXC. Futures stay cheap at 0.02% and 0.05%, with leverage up to 125x. You get 298 spot coins, 485 futures coins and options on 4 coins at 0.03% for makers and takers, plus copy trading, staking and demo trading.

KYC is mandatory and starts with an ID and a live selfie. Founded in 2017 and headquartered in Seychelles, OKX is run by CEO Star Xu, one of its co-founders. The main catch is that the products on offer differ by country, so confirm what your Uruguayan account can use before moving money in. Newcomers may also find the platform complex.

Key points

  • OKX publishes proof of reserves, and its central exchange has never been hacked, though its separate DEX lost $2.7 million in a 2023 exploit.
  • The P2P market with escrow is the most direct way to fund or cash out with local payment options.
  • Spot trades cost more than on MEXC or Bitget, but futures fees stay low.

What we like

  • Peer-to-peer market with escrow
  • Futures from 0.02% for makers
  • Options trading
  • Proof of reserves
  • Bank transfer and card withdrawals

What holds it back

  • Higher spot fees than several rivals
  • Products vary by country
  • Complex for beginners
  • Mandatory KYC

3. Kraken

Kraken is the choice if safety comes first. It has a long track record, holds licences in several major markets, publishes proof of reserves and keeps coins in cold storage. For a saver in Uruguay, that means less worry about the exchange itself while your crypto sits there.

Kraken takes money in through a card, PayPal, Apple Pay, Google Pay or a bank transfer, and pays out to your bank account or card, which matches the way most money moves in Uruguay. The drawback is cost: spot trades are 0.4% when you place a limit order and 0.8% when you buy at market price, so small regular buys lose more to fees. Futures are cheap at 0.02% on the maker side and 0.05% on the taker side, and you can trade them at as much as 50x leverage, alongside 679 spot coins, staking and 13 tokenized stocks.

You need a government ID and a facial check before you can trade and withdraw without limits. Kraken has been operating since 2011 from its base in San Francisco, USA; Jesse Powell co-founded it and David Ripley is CEO. Its security record is strong, so the bigger risk for you is paying high spot fees on frequent small purchases.

Key points

  • Kraken holds licences in several major markets and publishes proof of reserves.
  • In 2024 CertiK used a bug to take $3 million from Kraken's treasury, then returned it in full, and no customer assets were affected.
  • Card and bank transfer funding fit Uruguay's payment habits, but spot fees are the highest here.

What we like

  • Proof of reserves and cold storage
  • Licensed in several major markets
  • Futures from 0.02% for makers
  • Card and bank transfer funding

What holds it back

  • Spot taker fee of 0.8%
  • No copy trading or bots
  • Mandatory ID verification

4. Bitget

Bitget runs the world's largest copy trading platform, which lets you mirror experienced traders' positions automatically. It adds trading bots, a futures demo, crypto loans, 2,991 tokenized stocks and 150 ETFs. Spot costs 0.1% for makers and takers, 20% less when you pay eligible fees in BGB, while futures charge 0.02% on limit orders and 0.06% on market orders, with a leverage cap of 125x.

You can fund your account with a card, a bank transfer, or Apple Pay and Google Pay on your phone, which covers the debit cards most Uruguayans carry. To turn crypto back into local money, the P2P marketplace is the practical route: it takes local payment methods and adds no P2P fees. There are 507 coins on spot and 478 on futures.

KYC is mandatory, with an ID document and a face check. Bitget dates from 2018, has its base in Singapore and counts Sandra Lou among its co-founders, while Gracy Chen serves as CEO. In September 2026 it reported unauthorized transfers of about $351.6 million from some hot and warm wallets and suspended withdrawals during the investigation, so for now you may not be able to move money out, though Bitget says user balances are secure and its User Protection Fund covers the loss.

Key points

  • Withdrawals are suspended while Bitget investigates a hot and warm wallet breach, which it says its User Protection Fund covers.
  • Copy trading, bots and tokenized stocks make it the broadest product mix here.
  • Card and bank deposits are easy, and cashing out to local money runs mainly through P2P.

What we like

  • Largest copy trading platform
  • Spot at 0.1% for makers and takers
  • Tokenized stocks and ETFs
  • Proof of reserves
  • Fee-free peer-to-peer trading

What holds it back

  • Withdrawals suspended after a wallet breach
  • Futures screen can feel complex
  • Mandatory KYC

5. Coinbase

Coinbase7.7/10Read reviewVisit

Coinbase has the easiest app here for a first purchase. It is a publicly listed company regulated in the United States, keeps most assets in cold storage and publishes proof of reserves. For a beginner in Uruguay, that means a simple buy screen backed by a company whose finances are public.

You can fund by card or PayPal, handy in a country where the debit card is the most-used payment card, and you can withdraw by bank transfer or SWIFT. Spot fees of 0.4% on limit orders and 0.6% on market orders make small buys expensive. Futures cost 0.05% for makers and takers with leverage up to 10x, and you also get 402 spot coins, 131 futures coins, staking and prediction markets.

Verification needs a photo ID and a live selfie, and some countries also ask for proof of address. Coinbase opened in 2012, runs as a remote company with no single headquarters, and its CEO, Brian Armstrong, is one of its co-founders. In 2021 more than 6,000 customers had their accounts compromised, so turn on two-factor authentication and address whitelisting before you deposit.

Key points

  • Coinbase is publicly listed, regulated in the United States and publishes proof of reserves.
  • Card and PayPal deposits and bank transfer withdrawals cover the basics for Uruguayan users.
  • High spot fees make it one of the costlier places to buy small amounts.

What we like

  • Very simple app for beginners
  • Publicly listed and regulated in the United States
  • Futures at 0.05% for makers and takers
  • Proof of reserves and cold storage

What holds it back

  • High spot fees
  • Past takeovers of customer accounts
  • Fewer advanced tools than rivals

6. Bit2Me

Bit2Me6.1/10Visit

Bit2Me is a plain buying tool: spot trading only, across 192 coins and 210 trading pairs, with no futures or leverage. For someone in Uruguay who just wants to buy and hold, that keeps the riskiest products out of reach.

Coins are held in cold storage, and Bit2Me offers a debit card, which fits a country where debit cards are the most-used payment card. There is no staking, copy trading or bots. Before your first deposit, check its current fees and the funding methods open to Uruguay, since those decide what a purchase really costs you.

ID verification is required. Bit2Me started in 2014, operates from Elche, Spain and was set up by co-founders Leif Ferreira and Andrei Manuel, and since 2024 Leif Ferreira and Koh Onozawa Martinez have shared the job of co-CEO. A real drawback is that it doesn't publish proof of reserves, so you can't check that customer deposits are fully backed.

Key points

  • Bit2Me offers spot trading only, which keeps things simple but rules out futures and leverage.
  • It holds coins in cold storage and offers a debit card.
  • Without proof of reserves, you can't verify that customer deposits are fully covered.

What we like

  • Simple spot-only platform
  • Cold storage for coins
  • Debit card

What holds it back

  • No proof of reserves
  • No futures, staking or bots

7. Bitstamp

Bitstamp7.2/10Read reviewVisit

Bitstamp is built around compliance. A Big Four firm has audited it every year since 2016, it holds licences in several major markets, and customer assets are kept separate from company money. That separation means your balance isn't mixed with the funds Bitstamp uses to run its business.

It is spot only, with 118 coins; makers pay 0.3% and takers pay 0.4%, and those rates fall as your 30-day volume grows. It also offers staking and lending. There are no futures or margin, so leverage traders need another exchange, and you can deposit or withdraw by card, Apple Pay, Google Pay or PayPal.

KYC is mandatory. Proof of identity allows withdrawals of $50,000 a day, and proof of residence raises that to $250,000. Dating back to 2011, Bitstamp has its home in Luxembourg, counts Nejc Kodrič as a co-founder and has belonged to Robinhood since 2024, with Jean-Baptiste Graftieau as CEO. It does not publish proof of reserves, so you can't independently check that customer deposits are fully backed.

Key points

  • Bitstamp has annual Big Four audits, licences in several major markets and segregated customer assets.
  • In 2015 about 19,000 BTC were stolen from its hot wallet through a phishing attack, a reminder that older exchanges have been hit too.
  • It offers spot trading only, with card, Apple Pay, Google Pay and PayPal funding.

What we like

  • Annual Big Four audits
  • Segregated customer assets
  • Staking and lending
  • Owned by Robinhood

What holds it back

  • Spot only, with no leverage
  • No proof of reserves
  • Higher fees for small traders

8. Gate

Gate has the widest menu of any exchange here: 2,052 coins on spot, 1,022 on futures and options on 12 coins. That gives you the most choice in small altcoins. Spot costs 0.1% for makers and takers; futures charge 0.02% to makers and 0.05% to takers, and positions can be leveraged as far as 200x.

You can deposit by card, SWIFT or through Banxa, Simplex and AdvCash, and withdraw by bank transfer or crypto. Its P2P market takes local payment methods but is less active than larger rivals', so you may find fewer offers. Copy trading, demo futures, staking and prediction markets round out the platform.

You must pass KYC with an ID, a selfie and your phone number before any withdrawal. Gate launched in 2013 as Bter, became Gate.io in 2017 and Gate.com in May 2025, and is based in Hong Kong under co-founder and CEO Lin Han. The main catch is that unverified accounts can't withdraw anything, so finish verification before you send money in.

Key points

  • Gate lists more coins than any other exchange here, and it adds futures and options.
  • Bank transfer withdrawals help Uruguayan users cash out, but its P2P market is thinner than larger rivals'.
  • Without completed KYC you cannot withdraw, so verify first.

What we like

  • Largest coin choice here
  • Spot at 0.1% for makers and takers
  • Futures and options
  • Bank transfer withdrawals

What holds it back

  • Thin peer-to-peer market
  • No withdrawals without KYC
  • High leverage can wipe out positions fast

How we ranked these exchanges

Our editorial team selected, tested and ranked the best crypto exchanges for traders in Uruguay. We picked exchanges that accept users in Uruguay and ordered them on the whole package rather than any single figure. The order reflects our editorial judgment of that package, while the CWR Score on each card rates the exchange on its own, which is why some exchanges placed lower have a higher score.

  • Regulation and licences
  • Deposits and withdrawals that fit Uruguay’s bank transfers and debit cards
  • Spot and futures trading fees
  • Coins and products you can trade
  • Security record, proof of reserves and custody

Yes. Individuals can buy, hold and trade crypto in Uruguay, and the businesses that provide these services are now part of the regulated financial system. Law 20.345 (2024), widened by Law 20.446 (2025), placed crypto service providers under the Central Bank of Uruguay (BCU), whose Financial Services Superintendency must authorize them before they operate.

The BCU’s rules, issued as Circular 2507 in July 2026, cover companies that exchange crypto for money or for other crypto, transfer it, or hold it for customers. Applications opened on 1 September 2026; providers already operating have until 31 March 2027 to apply and may keep working while their request is processed. The rules add customer-protection, cybersecurity and anti-money-laundering requirements and bar providers from using customers’ crypto without their express permission.

How to buy crypto in Uruguay

Getting your first Bitcoin or Ethereum in Uruguay takes a few steps once you know which exchange you want.

  1. Choose an exchange. Pick one that accepts customers in Uruguay. The Central Bank of Uruguay authorizes and supervises crypto service providers, and firms already operating can keep working while their application is processed.
  2. Open an account and verify your ID. Every exchange here requires identity checks, usually a photo ID and a selfie, before you can trade or withdraw.
  3. Deposit money. Use a debit card or bank transfer where the exchange offers it, since these are how most Uruguayans pay. OKX, Bitget and Gate also run P2P markets where you can buy from other users who accept local payment methods.
  4. Buy your coins. Open the spot market and buy Bitcoin, Ethereum or another coin such as Solana or XRP. A limit order usually costs less than buying at market price.
  5. Keep your coins safe and keep records. Turn on two-factor authentication, consider moving long-term holdings to your own wallet, and save a record of every trade for tax.

Bottom line

MEXC is the strongest choice for active traders in Uruguay thanks to its coin range and very low fees, but its record of reported withheld funds means you should keep balances modest there. Kraken and Coinbase suit savers who value track record over cost, OKX’s P2P market helps with local funding, and Gate offers the widest altcoin menu. Crypto is legal in Uruguay, and the companies that provide it now answer to the central bank, so pick the exchange whose deposit and withdrawal options match how you already bank.

Questions

Frequently asked

Yes. Individuals can buy, hold and trade crypto in Uruguay. The companies that provide these services are part of the regulated financial system, and the Central Bank of Uruguay authorizes and supervises them.

Most exchanges here take deposits by card or bank transfer, sometimes through third-party payment providers. OKX, Bitget and Gate also run P2P markets where you trade with other users through local payment methods. Check the deposit screen for the options open to your account before you send money.

MEXC charges nothing on spot limit orders and 0.05% on spot market orders. Its futures cost 0.01% for makers and 0.04% for takers, the lowest rates in this ranking.

Coinbase has the simplest app for a first purchase, though its spot fees are high. Bit2Me and Bitstamp are also straightforward because they offer spot trading only.

MEXC, OKX, Kraken, Bitget, Coinbase and Gate offer futures. MEXC and Gate allow the highest leverage, up to 200x. Bitstamp and Bit2Me offer spot trading only.

Yes. Every exchange here requires identity verification, usually a photo ID and a selfie or face scan. Without it you can't trade or withdraw, or you face tight limits.