Bitpanda
- MiCA licence
- Stocks, ETFs and commodities alongside 575 coins
- Many euro deposit options, including SEPA
Compare the best crypto exchanges in Cyprus for 2026: MiCA licences, SEPA deposits and withdrawals, fees, coins, futures and each exchange's main catch.
| Exchange | Spot assetscrypto | Futures assets | Spot feesmaker/taker | Futures feesmaker/taker | Max leverage | |
|---|---|---|---|---|---|---|
| 1. BitpandaVisit | 575 | — | 1.49% / 1.49% | — | — | Yes |
| 2. OKX EUVisit | 290 | 155 | 0.1% / 0.2% | 0.02% / 0.05% | 10× | Yes |
| 3. KrakenVisit | 679 | 177 | 0.4% / 0.8% | 0.02% / 0.05% | 10× | Yes |
| 4. CoinbaseVisit | 402 | 131 | 0.25% / 0.5% | 0.05% / 0.05% | 10× | Yes |
| 5. Bit2MeVisit | 192 | — | — | — | — | Yes |
| 6. BitstampVisit | 118 | — | 0.3% / 0.4% | — | 10× | Yes |
| 7. BitunixVisit | 546 | 520 | 0.08% / 0.1% | 0.02% / 0.06% | 200× | Yes |
| 8. BitbaseVisit | 385 | 753 | 0.1% / 0.1% | 0.02% / 0.06% | 150× | Yes |
| Exchange | Spot | Futures | Options | P2P | Demo Trading | Copy Trading | Trading Bots | Loans | Lending | Staking | Debit card | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 1. BitpandaVisit | Yes | |||||||||||
| 2. OKX EUVisit | Yes | |||||||||||
| 3. KrakenVisit | Yes | |||||||||||
| 4. CoinbaseVisit | Yes | |||||||||||
| 5. Bit2MeVisit | Yes | |||||||||||
| 6. BitstampVisit | Yes | |||||||||||
| 7. BitunixVisit | Yes | |||||||||||
| 8. BitbaseVisit | Yes |
| Exchange | Score | Founded | Headquarters | Founder | CEO | KYC | |
|---|---|---|---|---|---|---|---|
| 1. BitpandaVisit | 6.4 | 2014 | Vienna | Christian Trummer | Eric Demuth | Required | Yes |
| 2. OKX EUVisit | 7.9 | 2018 | Sliema, Malta | Star Xu | Erald Ghoos | Required | Yes |
| 3. KrakenVisit | 9.3 | 2011 | San Francisco, USA | Jesse Powell | David Ripley | Required | Yes |
| 4. CoinbaseVisit | 7.7 | 2012 | Remote | Brian Armstrong | Brian Armstrong | Required | Yes |
| 5. Bit2MeVisit | 6.1 | 2014 | Elche, Spain | Leif Ferreira, Andrei Manuel (co-founders) | Leif Ferreira, Koh Onozawa Martinez (co-CEOs since 2024) | Required | Yes |
| 6. BitstampVisit | 7.2 | 2011 | Luxembourg | Nejc Kodrič | Jean-Baptiste Graftieau | Required | Yes |
| 7. BitunixVisit | 8.4 | 2021 | Seychelles | Arron Lee | Arron Lee | No KYC | Yes |
| 8. BitbaseVisit | 7 | 2023 | Panama City | — | — | No KYC | Yes |
The
Cyprus column is checked live against each exchange's restricted-country list.
Bitpanda is our top pick for Cyprus, best for beginners and long-term investors who want crypto, stocks and ETFs in one EU-licensed account. For anyone in Cyprus, the other big questions are whether an exchange holds a MiCA licence, how easily you can move euros in and out by SEPA, and what each trade costs.
A MiCA licence is the EU’s crypto licence. It puts the exchange under an EU regulator and gives you MiCA’s investor protections, and a licence from any EU country covers Cyprus. Every exchange here except Bitunix and Bitbase holds one. Those two offer cheaper trading and higher leverage, but no EU oversight and no way to withdraw euros.
Bitpanda puts crypto, stocks, ETFs and commodities in one regulated account, which suits you if you want to build a long-term portfolio in euros without juggling several apps. It holds a MiCA licence, and alongside 575 coins it lists 7,758 stock tokens, 2,638 ETFs and 149 commodities.
You can pay in by SEPA, bank transfer, card, Skrill, Neteller, Klarna or iDEAL, and cash out to your bank account. Crypto Indices spread one purchase across the largest coins and rebalance automatically, and savings plans buy on a schedule you set. There are no futures, so if you want to trade derivatives you'll need another exchange, though margin trading goes up to 10x.
Spot trades cost 1.49% for makers and takers alike, which adds up quickly if you trade often, and ID verification is required before you deposit. Bitpanda launched in 2014 in Vienna, was co-founded by Christian Trummer and is run by CEO Eric Demuth. The main risk is that it doesn't publish proof of reserves, so you can't check for yourself that customer holdings are fully backed.
Key points
Low spot fees and regulated futures in one account make OKX EU a strong choice if you trade regularly from Cyprus. It is run by a company in Malta under a MiCA licence.
Funding options include PayPal, iDEAL, Apple Pay, Google Pay, cards, bank transfer and SEPA, and SEPA withdrawals go straight to a Cypriot bank. Spot trading covers 290 coins, while futures are five-year X-Perps offered under MiFID II, with up to 10x leverage. Trading bots, staking, lending and a debit card round out the account.
Spot makers pay 0.1% and takers 0.2%, futures run 0.02% on maker orders and 0.05% on taker orders, and you must verify your identity to use it. OKX EU was set up in 2018, is based in Sliema, Malta and is led by CEO Erald Ghoos, with Star Xu as co-founder. The main catch is that USDT can't be traded, so if you rely on that stablecoin you'll need a different exchange for it.
Key points
If you want the widest choice under an EU licence, Kraken is hard to beat, with 679 coins on spot and futures on 177 coins. It holds a MiCA licence and publishes proof of reserves, which lets you confirm customer assets are backed.
Top-ups work through PayPal, Google Pay, Apple Pay, a card, bank transfer or SEPA, and SEPA also handles withdrawals. For EU customers, futures leverage tops out at 10x, and staking and a demo account are included.
On spot, a maker order costs 0.4% and a taker order 0.8%; on futures the split is 0.02% versus 0.05%, and identity checks are mandatory. Kraken was co-founded by Jesse Powell in 2011, is based in San Francisco, USA and is led by CEO David Ripley. The drawback is the spot taker fee, which makes quick buys at market price noticeably dearer than on OKX EU or Bitstamp.
Key points
Beginners who want a simple app under a MiCA licence will find Coinbase easy to start with, and its published proof of reserves lets you confirm customer holdings are backed. On spot, EU customers pay 0.25% on maker orders and 0.5% on taker orders, across 402 coins.
Euro deposits work through SEPA, a card or PayPal, and withdrawals go out by SEPA or bank transfer. Futures cover 131 coins with up to 10x leverage at a flat 0.05% whether you use a limit or market order, and staking is available too.
ID verification is required before the account is fully usable. Coinbase was co-founded in 2012 by Brian Armstrong, who remains CEO, and it operates as a remote company without a head office. In 2021 more than 6,000 customers had their accounts compromised, which shows accounts themselves get targeted, so switch on two-factor authentication and address whitelisting before you deposit.
Key points
Spanish-built and MiCA-licensed, Bit2Me is a straightforward EU-supervised choice if you mainly want to buy and hold popular coins. Its spot market offers 192 coins, and it has its own token, B2M.
Bit2Me also offers a debit card for spending your crypto. There are no futures, so if you want leverage or to bet on falling prices you'll need another exchange.
Identity verification is required, and the exchange keeps coins in cold storage. Bit2Me dates back to 2014, has its base in Elche, Spain, was started by Leif Ferreira and Andrei Manuel, and has co-CEOs Leif Ferreira and Koh Onozawa Martinez at the helm. The main risk is that it publishes no proof of reserves, leaving you no independent way to confirm your deposits are fully backed.
Key points
Buy-and-hold investors who move euros often get cheap banking at Bitstamp, backed by a MiCA licence. SEPA deposits are free and SEPA withdrawals cost €3, and PayPal, Apple Pay, Google Pay and cards also work for paying in.
Spot trading covers 118 coins, with makers paying 0.3% and takers 0.4%. EU customers can also trade futures on 20 markets with up to 10x leverage, and staking and lending are available.
Full KYC is required, with daily withdrawals of $50,000 after ID checks and $250,000 with proof of address. Bitstamp opened in 2011 and has its headquarters in Luxembourg; Nejc Kodrič is one of its co-founders, Jean-Baptiste Graftieau leads it as CEO, and Robinhood has owned it since 2024. In 2015 attackers stole roughly 19,000 BTC from its hot wallet through phishing, and with no published proof of reserves, there is no way for you to check today that customer balances are fully backed.
Key points
Active traders come to Bitunix for price: spot makers pay 0.08% and takers pay 0.1%, and futures cover 520 coins with up to 200x leverage. It holds no MiCA licence, so no EU regulator supervises the company holding your money and MiCA's investor protections don't apply to you in Cyprus.
Euros arrive via SEPA, a card, PayPal, Apple Pay or Google Pay, but withdrawals are crypto only, so getting euros back means sending coins to another exchange and selling there. It also offers 546 spot coins, copy trading, a demo account and tokenized stocks.
Futures cost 0.02% for makers and 0.06% for takers, it publishes proof of reserves, and KYC is optional, with unverified accounts able to withdraw $500,000 a day. Bitunix launched in 2021, is based in the Seychelles and was co-founded by Arron Lee, who is also CEO. Leverage this high can wipe out a position on a small price move, and without MiCA cover you have no EU regulator to turn to, so only trade money you can afford to lose.
Key points
Derivatives are the draw at Bitbase, with futures on 753 coins, up to 150x leverage and commodity markets in the same account. It holds no MiCA licence, which means no EU regulator supervises the company holding your money and MiCA's investor protections don't cover you in Cyprus.
There is no SEPA, so you can't send euros straight from your bank; you fund with a card, Apple Pay or Google Pay instead. Withdrawals are crypto only, so cashing out to euros means moving coins to another exchange. Spot trading covers 385 coins, all paired with USDT.
Every spot trade costs 0.1%, whether you place a limit order or buy at market; futures run 0.02% on maker orders against 0.06% on taker orders, and verifying your identity is optional. Bitbase launched in 2023 and is based in Panama City, but its founders are undisclosed, so you can't know who is ultimately responsible for your funds. It is also a young platform untested over several market cycles, which makes it a risky place to keep large balances.
Key points
Our editorial team selected, tested and ranked the best crypto exchanges for traders in Cyprus. We started with exchanges that accept users in Cyprus, then weighed the whole package each one offers. The order is our editors’ judgment of that package, while the CWR Score on each card rates the exchange on its own, so an exchange placed lower can still have a higher score.
Yes. Buying, holding and trading crypto is legal in Cyprus. The Cyprus Securities and Exchange Commission (CySEC) is Cyprus’s authority under MiCA, the EU’s rulebook for crypto companies.
Before MiCA, crypto firms registered with CySEC under Cyprus’s anti-money-laundering rules, and MiCA licensing has replaced that registration. An exchange with a MiCA licence from any EU country may serve customers in Cyprus. Exchanges without one are not supervised by an EU regulator, so MiCA’s protections don’t apply if something goes wrong.
In Cyprus, gains from disposing of crypto-assets are taxed at a flat 8% from the 2026 tax year. Disposing includes selling crypto, giving it away, swapping it for another crypto-asset and paying with it. Losses can be set only against crypto gains in the same tax year and can’t be carried forward. Gains on coins you mined yourself are excluded from the 8% rate and taxed at the normal income tax rates.
The Tax Department’s guidance on the new rules doesn’t mention staking; crypto gains that fall outside the 8% rule are taxed under the normal income tax rules. Anyone with income from selling crypto-assets must file an income tax return, and the return for 2026 is due by 31 July 2027. Under the EU’s DAC8 rules, crypto providers record their customers’ transactions from 2026 and report them to tax authorities, with the first reports due in 2027.
This is a general overview, not tax advice. Tax rules change and depend on your situation, so check with the Cyprus Tax Department or a tax adviser before you file.
Official sources, checked September 2026: Cyprus Tax Department: Income tax reform presentation (Article 20E, crypto gains); Cyprus Tax Department: Explanatory guide to the 2026 tax reform for individuals; Cyprus Tax Department: Tax Reform 2026; European Commission: DAC8 crypto-asset reporting.
Getting Bitcoin or Ethereum in Cyprus takes little more than a photo ID, a bank account and an exchange you trust.
Bitpanda is the easiest place in Cyprus to build a long-term portfolio of crypto, stocks and ETFs under a MiCA licence, as long as you accept its high flat fee. If you trade more often, OKX EU and Kraken cost far less per trade and add regulated futures, with SEPA in both directions. Coinbase, Bitstamp and Bit2Me are solid MiCA-licensed alternatives. Bitunix and Bitbase have the lowest spot fees and the most leverage, but they offer no EU oversight and no euro withdrawals, so only keep money there that you can afford to lose.
Yes. Buying, holding and trading crypto is legal in Cyprus. The Cyprus Securities and Exchange Commission (CySEC) is Cyprus's authority under MiCA, the EU's crypto rules, and any exchange with a MiCA licence from an EU country can serve you.
Bitpanda is the simplest choice if you want to hold crypto, stocks and ETFs in one MiCA-licensed account, though its trading fee is high. Coinbase is also beginner-friendly and costs less per spot trade for EU customers.
OKX EU, Kraken, Coinbase and Bitstamp all offer SEPA withdrawals, and Bitpanda pays out to your bank account. Bitunix and Bitbase only allow crypto withdrawals, so you would have to move coins to another exchange to get euros back.
Yes. OKX EU, Kraken and Coinbase offer futures under EU rules with leverage capped at ten times, and Bitstamp offers futures to EU customers too. Bitunix and Bitbase allow far higher leverage, but neither holds a MiCA licence.
Crypto gains can be taxable in Cyprus. See "How is crypto taxed in Cyprus?" above for the details.
It carries more risk. Without a MiCA licence, no EU regulator supervises the company holding your money and MiCA's investor protections don't apply, so you have less recourse if something goes wrong.