Payment methods

How to Buy Crypto with Google Pay

36 of the 80 exchanges we track accept Google Pay deposits, ranked by CWR Score. The list below is checked against your country.

On this page

Every exchange that accepts Google Pay, checked for your country

Google Pay deposits: availability shown for your country

Every exchange below lists Google Pay among its deposit methods in the CryptoWinRate database. The list checks each venue's restricted-country list against your location. Change it if we got it wrong.

Top pick for Google Pay
1

Kraken

Spot fees (maker/taker)0.4% / 0.8%
Assets679
Max leverage50×
KYCRequired
  • User-friendly interface, suitable for beginners
  • It offers crypto, NFTs, and real U.S. stocks in one account
Availability in your country
3

Binance

Spot fees (maker/taker)0.1% / 0.1%
Assets508
Max leverage150×
KYCRequired
  • Most comprehensive crypto platform
  • 508+ digital assets
Availability in your country
4

BloFin

Spot fees (maker/taker)0.1% / 0.1%
Assets243
Max leverage150×
KYCNo KYC
  • No-KYC exchange with global access (incl. US, UK, Canada)
  • Supports 564+ spot cryptocurrencies and 465+ futures contracts
Availability in your country
8.8CWR Score
Bonusup to $5,000
Cashback10%
Terms & how to claim
6

Bitunix

Spot fees (maker/taker)0.08% / 0.1%
Assets544
Max leverage200×
KYCNo KYC
  • User-friendly crypto exchange
  • High liquidity with minimal slippage
Availability in your country
8.4CWR Score
Bonusup to $10,000
Cashback10%
Terms & how to claim
7

WhiteBIT

Spot fees (maker/taker)0.1% / 0.1%
Assets464
Max leverage100×
KYCRequired
  • Very user friendly
  • Regulated and licensed
Availability in your country
8

WEEX

Spot fees (maker/taker)0.1% / 0.1%
Assets2,057
Max leverage400×
KYCNo KYC
  • Access to over 2,057+ cryptocurrencies
  • High leverage up to 400x
Availability in your country
8CWR Score
Bonusup to $10,000
Cashback10%
Terms & how to claim
9

Bitget

Spot fees (maker/taker)0.1% / 0.1%
Assets507
Max leverage125×
KYCRequired
  • Competitive fees with further discounts for using BGB token
  • User-friendly Interface
Important A security incident was reported on 25 Sep 2026. Check the exchange’s official channels before you deposit.
Availability in your country
7.8CWR Score
Bonusup to 6,200 USDT
Cashback10%
Terms & how to claim
10

Bybit EU

Spot fees (maker/taker)0.25% / 0.25%
Assets108
Max leverage—
KYCRequired
  • Licensed under MiCA and supervised by Austria's financial regulator (FMA)
  • Part of Bybit, one of the largest crypto exchanges in the world
Availability in your country
11

BYDFi

Spot fees (maker/taker)0.1% / 0.1%
Assets527
Max leverage500×
KYCNo KYC
  • No KYC needed to trade or withdraw, up to $50,000 a day
  • 527+ spot coins, including many small altcoins
Availability in your country
7.6CWR Score
Bonusup to $8,100
Cashback10%
Terms & how to claim
12

BTCC

Spot fees (maker/taker)0.2% / 0.3%
Assets246
Max leverage500×
KYCNo KYC
  • BTCC has a long history and has never been hacked
  • High leverage up to 500x
Availability in your country
13

Lighter

Spot fees (maker/taker)0% / 0%
Assets2
Max leverage50×
KYCNo KYC
  • Non-custodial, self-custody by design
  • Zero trading fees for retail
Availability in your country
14

XT.com

Spot fees (maker/taker)0.2% / 0.2%
Assets520
Max leverage125×
KYCNo KYC
  • Supports over 1,057 cryptocurrencies and 794+ futures contracts
  • Competitive futures fees of 0.02% maker and 0.06% taker
Availability in your country
7.5CWR Score
Bonusup to $8,888
Cashback10%
Terms & how to claim
15

Zoomex

Spot fees (maker/taker)0.1% / 0.1%
Assets66
Max leverage1000×
KYCNo KYC
  • Flexible trading options with CEX and DEX.
  • Focused on derivatives with USDT and Inverse Perpetual contracts
Availability in your country
16

Bitstamp

Spot fees (maker/taker)0.3% / 0.4%
Assets120
Max leverage—
KYCRequired
  • Strong compliance with multiple global licenses and certifications
  • Supports 120+ cryptocurrencies with fiat pairs in USDT, EUR, and GBP
Availability in your country
18

Gemini

Spot fees (maker/taker)0.6% / 1.2%
Assets76
Max leverage20×
KYCRequired
  • Beginner-friendly with a clean, intuitive interface
  • Available across all 50 U.S. states, including New York
Availability in your country
19

KuCoin

Spot fees (maker/taker)0.1% / 0.1%
Assets814
Max leverage125×
KYCRequired
  • Supports 814+ cryptocurrencies, including many niche tokens
  • Offers spot, futures, margin, P2P, and lending
Availability in your country
7.1CWR Score
Bonusup to 10,650 USDT
Terms & how to claim
20

Bitbase

Spot fees (maker/taker)0.1% / 0.1%
Assets385
Max leverage150×
KYCNo KYC
  • Crypto + TradFi under one roof
  • Competitive trading fees
Availability in your country
7CWR Score
Bonusup to 20 USDT
Cashback10%
Terms & how to claim
21

Phemex

Spot fees (maker/taker)0.1% / 0.1%
Assets1,027
Max leverage100×
KYCNo KYC
  • Low fees for cost-effective trading
  • No KYC requirements
Important A security incident was reported in 2025. Check the exchange’s official channels before you deposit.
Availability in your country
22

dYdX

Spot fees (maker/taker)0.1% / 0.1%
Assets72
Max leverage50×
KYCNo KYC
  • Fully decentralized, non-custodial trading platform
  • No mandatory KYC for trading
Availability in your country
23

Tapbit

Spot fees (maker/taker)0.1% / 0.1%
Assets51
Max leverage150×
KYCNo KYC
  • Supports 418+ spot cryptocurrencies and 110+ futures contracts
  • Leverage is available up to 150x on futures
Availability in your country
6.9CWR Score
Bonusup to $5,000
Fee discount6%
Terms & how to claim
24

GMX

Spot fees (maker/taker)—
Assets103
Max leverage100×
KYCNo KYC
  • Up to 100x leverage on perps
  • Liquidity pool model reduces slippage
Availability in your country
25

Binance.US

Spot fees (maker/taker)— / 0.01%
Assets164
Max leverage—
KYCRequired
Availability in your country
26

LeveX

Spot fees (maker/taker)0.1% / 0.1%
Assets118
Max leverage500×
KYCNo KYC
  • Fast and efficient trading system
  • Great user rewards system
Availability in your country
27

Nado

Spot fees (maker/taker)—
Assets9
Max leverage—
KYC—
Availability in your country
28

BTSE

Spot fees (maker/taker)0.2% / 0.2%
Assets232
Max leverage100×
KYCRequired
  • Affordable tiered trading fees
  • Multi-asset collateral for flexible margin trading
Availability in your country
5.8CWR Score
Bonusup to $90
Cashback10%
Terms & how to claim
29

Uphold

Spot fees (maker/taker)— / 0.25%
Assets—
Max leverage—
KYCRequired
  • Highly secure
  • A wide range of cryptocurrencies
Availability in your country
30

Paybis

Spot fees (maker/taker)1.49% / 1.49%
Assets—
Max leverage—
KYC—
Availability in your country
31

Helix

Spot fees (maker/taker)-0.005% / 0.05%
Assets23
Max leverage100×
KYCNo KYC
  • Gasless trading reduces costs for active traders
  • Clean, intuitive, and beginner-friendly UI
Availability in your country
32

MEXC

Spot fees (maker/taker)0% / 0.05%
Assets1,315
Max leverage200×
KYCRequired
  • Large selection of altcoins for spot trading
  • Low futures trading fees
Availability in your country
4.2CWR Score
Bonusup to $10,000
Cashback10%
Terms & how to claim
33

Coinmama

Spot fees (maker/taker)3.9% / 3.9%
Assets—
Max leverage—
KYCRequired
  • User-friendly interface, ideal for beginners
  • Instant buying and selling of cryptocurrencies
Availability in your country
34

LBank

Spot fees (maker/taker)0.1% / 0.1%
Assets834
Max leverage200×
KYCNo KYC
  • Over 700 cryptos supported
  • Wide range of products
Availability in your country
36

PrimeXBT

Spot fees (maker/taker)—
Assets159
Max leverage500×
KYCNo KYC
  • Copy-trading for shared expertise and earnings
  • Responsive Live Chat customer support
Availability in your country

About buying crypto with Google Pay

Google Pay is a digital wallet tied to your Google account that stores your existing credit and debit cards and pays with them. It holds no balance of its own, so the card you saved is still the instrument being charged. It works on Android devices and, on the web, in any browser where you’re signed in, and it’s available to customers in over 50 countries and regions.

Paying an exchange with Google Pay means picking a saved card and confirming with your fingerprint, face, or PIN. The exchange receives a token rather than your real card number, so your card details are never stored in its systems. The cost and limits are those of the card behind the wallet, and your issuer can still decline a crypto purchase.

The list at the top of this page shows the exchanges that accept Google Pay.

Google Pay history

Google Pay is run by Google LLC. It grew out of Android Pay, Google’s earlier contactless payment product, and has operated under several names over the years: Android Pay, Google Pay, and in the United States, Google Wallet. These reflect successive rebrands rather than separate services.

The standalone Google Pay app in the United States was retired on 4 June 2024, with its functions folded into Google Wallet. Most of the rest of the world keeps the Google Pay branding. The underlying Google Pay API and payment infrastructure stay active for in-app and web checkouts, which is what matters when you pay an exchange with it today.

Google Pay and crypto

Google Pay isn’t a crypto trading or custody service. You can’t buy, sell, or hold cryptocurrency in it. It’s only a way to pay, so when you use it at an exchange the transaction runs as a standard card payment through the network linked to your Google account.

Final approval rests with your card issuer. Some banks decline crypto-related card transactions even when the exchange supports Google Pay, and when that happens the wallet can’t override it. Google publishes no crypto-specific block or limit of its own; whatever your card allows is what goes through.

How to buy crypto with Google Pay

These steps work at any exchange that accepts Google Pay.

  1. Add a card. Save a credit or debit card in your own name to your Google account if you haven’t already.
  2. Pick an exchange. Choose one from the list at the top of this page.
  3. Verify your account. Complete the exchange’s identity checks before you try to deposit.
  4. Choose Google Pay. Select it on the deposit or buy screen and pick which saved card to charge.
  5. Confirm the payment. Check the amount and fee, then authorise with your fingerprint, face, or PIN.
  6. Buy your crypto. Once the balance lands, place your order.

Can you buy crypto instantly with Google Pay?

A Google Pay payment is a push payment you authorise on your device, so for the payer it’s generally instant. The balance usually appears in your exchange account within a few minutes. A first-time payment can take longer while the exchange runs extra checks on a new account or card. Bank cut-off times, weekends, and an issuer pausing to confirm the transaction can all add delay. Because a card sits underneath, card-network settlement and chargeback windows still apply behind the scenes even when your funds show up quickly.

Fees when buying crypto with Google Pay

Google itself adds no fee on top of your existing card processing; it slots into the stack the exchange already uses. The cost you pay comes from two places: your card issuer, which sets any charge and may treat a credit card payment as a cash advance, and the exchange, which can add a card deposit fee or build a wider margin into instant buys. Check the amount and fee shown on the confirmation screen before you approve, since that total is what you’ll actually pay. Comparing it against a bank transfer at the same exchange is often worth doing.

Why this is still a card deposit

A device wallet does not replace the card, it wraps it. When you add a card to the wallet, the network issues a device-specific token that stands in for the real number, and payments carry the token instead. The exchange still records a card deposit, its acquirer still pays card scheme fees, and your issuer still sees a crypto purchase on that card.

So the deposit fee is the venue’s card fee, the limits are your card’s limits, and an issuer that blocks crypto purchases will block this one too. The wallet changes how the payment is presented, not what it is.

It also means the venue’s supported card brands still apply. If the exchange cannot process your card directly, saving it to Google Pay will not change that.

How to choose an exchange that accepts Google Pay

Among the exchanges that accept Google Pay, compare the total cost shown before you confirm, since a card deposit is often priced higher than a transfer. Check how long identity verification takes, which coins you can buy, and the exchange’s security record. Remember that Google Pay is an inbound method only, so you can’t withdraw back to it; look at what withdrawal options the exchange offers instead. The list at the top of this page shows the ones that accept Google Pay so you can weigh these for yourself.

Google Pay pros and cons

What we like

  • Fast: no card number to enter, just pick a saved card and confirm.
  • Works across Android and, on the web, in any signed-in browser.
  • The exchange receives a token, not your real card number.
  • Uses cards you already hold, with nothing new to open.

What holds it back

  • A card deposit underneath, so any card fee applies unchanged.
  • A credit card behind the wallet can still be treated as a cash advance.
  • Inbound only: you can’t withdraw crypto proceeds back to Google Pay.
  • Your issuer can still decline a crypto purchase whatever the wallet.
Questions

Google Pay FAQ

Yes. The card saved in Google Pay should be in your own name, because exchanges match the payment to the verified account holder. A payment from someone else’s card will usually be rejected or held.

No. Google Pay is an inbound payment method only and doesn’t support payouts. You’ll need another option, such as a bank transfer, to take money out.

Nothing is deducted when a payment is declined, though you may see a pending authorisation that clears on its own. Common causes are an issuer blocking crypto purchases or a card not being supported, so check with your bank first.

No. Google Pay sends a device token instead of the real number, so your card details are never stored in the exchange’s systems.

Yes, if the card behind it is a credit card and your issuer classifies crypto purchases that way. A debit card avoids it.

You can usually enter the same card directly, or fund the account by bank transfer. A transfer often costs less than a card deposit for larger amounts.