Kraken
- User-friendly interface, suitable for beginners
- It offers crypto, NFTs, and real U.S. stocks in one account
36 of the 80 exchanges we track accept Google Pay deposits, ranked by CWR Score. The list below is checked against your country.
Exchanges with a CWR Score of 7 or higher and no security incident in the last 12 months.Every exchange that accepts Google Pay.Exchanges licensed under the EU’s MiCA rules.
Pick a different country above, or browse all reviews.
Also accepting Google Pay, but restricted in your country: Kraken, Bybit, Binance, BloFin, Hyperliquid, Bitunix, WhiteBIT, WEEX, Bitget, Bybit EU, BYDFi, BTCC, Lighter, XT.com, Zoomex, Bitstamp, Gate, Gemini, KuCoin, Bitbase, Phemex, dYdX, Tapbit, GMX, Binance.US, LeveX, Nado, BTSE, Uphold, Paybis, Helix, MEXC, Coinmama, LBank, Margex, PrimeXBT,
Google Pay is a digital wallet tied to your Google account that stores your existing credit and debit cards and pays with them. It holds no balance of its own, so the card you saved is still the instrument being charged. It works on Android devices and, on the web, in any browser where you’re signed in, and it’s available to customers in over 50 countries and regions.
Paying an exchange with Google Pay means picking a saved card and confirming with your fingerprint, face, or PIN. The exchange receives a token rather than your real card number, so your card details are never stored in its systems. The cost and limits are those of the card behind the wallet, and your issuer can still decline a crypto purchase.
The list at the top of this page shows the exchanges that accept Google Pay.
Google Pay is run by Google LLC. It grew out of Android Pay, Google’s earlier contactless payment product, and has operated under several names over the years: Android Pay, Google Pay, and in the United States, Google Wallet. These reflect successive rebrands rather than separate services.
The standalone Google Pay app in the United States was retired on 4 June 2024, with its functions folded into Google Wallet. Most of the rest of the world keeps the Google Pay branding. The underlying Google Pay API and payment infrastructure stay active for in-app and web checkouts, which is what matters when you pay an exchange with it today.
Google Pay isn’t a crypto trading or custody service. You can’t buy, sell, or hold cryptocurrency in it. It’s only a way to pay, so when you use it at an exchange the transaction runs as a standard card payment through the network linked to your Google account.
Final approval rests with your card issuer. Some banks decline crypto-related card transactions even when the exchange supports Google Pay, and when that happens the wallet can’t override it. Google publishes no crypto-specific block or limit of its own; whatever your card allows is what goes through.
These steps work at any exchange that accepts Google Pay.
A Google Pay payment is a push payment you authorise on your device, so for the payer it’s generally instant. The balance usually appears in your exchange account within a few minutes. A first-time payment can take longer while the exchange runs extra checks on a new account or card. Bank cut-off times, weekends, and an issuer pausing to confirm the transaction can all add delay. Because a card sits underneath, card-network settlement and chargeback windows still apply behind the scenes even when your funds show up quickly.
Google itself adds no fee on top of your existing card processing; it slots into the stack the exchange already uses. The cost you pay comes from two places: your card issuer, which sets any charge and may treat a credit card payment as a cash advance, and the exchange, which can add a card deposit fee or build a wider margin into instant buys. Check the amount and fee shown on the confirmation screen before you approve, since that total is what you’ll actually pay. Comparing it against a bank transfer at the same exchange is often worth doing.
A device wallet does not replace the card, it wraps it. When you add a card to the wallet, the network issues a device-specific token that stands in for the real number, and payments carry the token instead. The exchange still records a card deposit, its acquirer still pays card scheme fees, and your issuer still sees a crypto purchase on that card.
So the deposit fee is the venue’s card fee, the limits are your card’s limits, and an issuer that blocks crypto purchases will block this one too. The wallet changes how the payment is presented, not what it is.
It also means the venue’s supported card brands still apply. If the exchange cannot process your card directly, saving it to Google Pay will not change that.
Among the exchanges that accept Google Pay, compare the total cost shown before you confirm, since a card deposit is often priced higher than a transfer. Check how long identity verification takes, which coins you can buy, and the exchange’s security record. Remember that Google Pay is an inbound method only, so you can’t withdraw back to it; look at what withdrawal options the exchange offers instead. The list at the top of this page shows the ones that accept Google Pay so you can weigh these for yourself.
Yes. The card saved in Google Pay should be in your own name, because exchanges match the payment to the verified account holder. A payment from someone else’s card will usually be rejected or held.
No. Google Pay is an inbound payment method only and doesn’t support payouts. You’ll need another option, such as a bank transfer, to take money out.
Nothing is deducted when a payment is declined, though you may see a pending authorisation that clears on its own. Common causes are an issuer blocking crypto purchases or a card not being supported, so check with your bank first.
No. Google Pay sends a device token instead of the real number, so your card details are never stored in the exchange’s systems.
Yes, if the card behind it is a credit card and your issuer classifies crypto purchases that way. A debit card avoids it.
You can usually enter the same card directly, or fund the account by bank transfer. A transfer often costs less than a card deposit for larger amounts.
In the EU, Bybit serves customers through a separate platform, Bybit EU, which is licensed under MiCA.
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