2 of the 80 exchanges we track accept Easy Bank Payment deposits, ranked by CWR Score. The list below is checked against your country.
Every exchange below lists Easy Bank Payment among its deposit methods in the CryptoWinRate database. The list checks each venue's restricted-country list against your location. Change it if we got it wrong.
Exchanges with a CWR Score of 7 or higher and no security incident in the last 12 months.Every exchange that accepts Easy Bank Payment.Exchanges licensed under the EU’s MiCA rules.
Pick a different country above, or browse all reviews.
Also accepting Easy Bank Payment, but restricted in your country: Bybit, Bybit EU,
Easy Bank Payment is a consumer-facing name for an instant bank transfer powered by open banking. You authenticate through your own bank’s mobile or online banking app and approve a direct transfer, without typing in any card or account numbers. Some platforms label the same thing Easy Bank Transfer. It isn’t an independent payment network; it’s a label put on a bank-transfer flow routed through a regulated open-banking provider. It’s a niche option among crypto payment methods.
To pay a crypto exchange this way you need a bank account in your own name and access to your banking app to approve the payment. The money leaves your bank and arrives at the exchange over a national fast-payment scheme. Because it’s a bank transfer underneath, there’s no chargeback once it’s sent.
The list at the top of this page shows the exchanges that accept it.
Easy Bank Payment grew out of PSD2, the European open-banking regulation that came into full force in September 2019 and required banks to expose payment-initiation APIs to regulated third parties. The UK variant runs on the Faster Payments Service, which has operated since 2008. Consumer-facing “Easy Bank Transfer” or “Easy Bank Payment” branding started appearing on fintech and exchange platforms in the early 2020s, once open-banking account-linking providers such as Plaid, Tink and TrueLayer had reached enough bank coverage to make the flow work at scale. No single founding date or operator for the label itself has been publicly disclosed. It’s a product label rather than an independent scheme, which is why exactly what it does varies from platform to platform.
No independent provider operating under the name Easy Bank Payment offers its own crypto buying or holding service. The method is a way to move money, used by other platforms to fund accounts; the payment mechanism itself doesn’t let you buy or custody crypto. There’s no provider-stated policy on paying crypto exchanges under this label, because there’s no single provider behind it. In practice, whether you can use it to fund a crypto account, and how it behaves, depends on the exchange and the open-banking partner it has chosen. Keep that separate from using Easy Bank Payment to fund an exchange account, which is covered in the other sections here.
The flow works much the same at any exchange that accepts Easy Bank Payment.
It’s usually quick. Over the UK’s Faster Payments Service the transfer is near-instant, so the credit normally lands within minutes because you approve it directly in your bank. A few things can slow it down: first-time checks when you link a bank, your bank’s own processing, or a payment that doesn’t arrive in time for a time-sensitive purchase, in which case the session fails and any funds that did arrive are returned to you. Because the money leaves your own bank, there’s no chargeback once it’s sent.
What Easy Bank Payment itself costs isn’t set by a single provider, since it’s a label rather than a scheme. The exchange may add its own charge on top: a deposit fee, or a wider spread on an instant buy. A partner-routed transfer often carries a small charge that a plain bank transfer to the same exchange would not, and on a large deposit that difference can outweigh the convenience. Before you confirm, check the fee shown on the deposit screen and compare it against the ordinary bank transfer option at the same exchange so you can see the full cost.
Three things. First, the fee, this is the most common reason it is worse than the plain bank transfer sitting next to it in the same menu. Second, whether the venue will pay out the same way, because a partner-routed deposit does not imply a partner-routed withdrawal. Third, who the partner is, since they will see your banking credentials or your account details as part of the flow.
None of these are reasons not to use it. They are the differences between it and the manual transfer it replaces, and a minute spent on them before the first deposit saves working them out afterwards.
If the fee is material and you do not mind copying a reference code, the plain bank transfer is usually the cheaper route to the same account.
Since the label means something slightly different at each exchange, compare the actual flows rather than the name. Look at the total cost shown before you confirm, how long identity verification takes, and what the alternative bank transfer at the same exchange costs. Check whether you can withdraw back to the same way you paid, because a deposit option doesn’t guarantee a matching withdrawal. Look at which coins you can buy and the exchange’s security record too. The list at the top of this page shows the exchanges that record this method; use the filters to narrow further.
Yes. The bank account has to be in your own name, and the name must match the verified account name on the exchange. A payment from someone else’s account will usually be rejected or returned.
Sometimes. Payouts are supported where the receiving platform builds a reverse open-banking or standard bank transfer flow, but that’s platform-dependent. Check the exchange’s withdrawal options before you fund.
Usually minutes. You approve the payment directly in your bank, and over a fast-payment scheme like the UK’s it settles almost instantly.
If the transfer doesn’t arrive in time for a time-sensitive purchase, the session fails and any funds that did arrive are returned to the sender. Because it’s a bank transfer underneath, there’s no chargeback.
Use the exchange’s ordinary bank transfer instead. It reaches the same account, and it’s often cheaper if you don’t mind copying a reference code.
In the EU, Bybit serves customers through a separate platform, Bybit EU, which is licensed under MiCA.
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