4 of the 80 exchanges we track accept BLIK deposits, ranked by CWR Score. The list below is checked against your country.
Every exchange below lists BLIK among its deposit methods in the CryptoWinRate database. The list checks each venue's restricted-country list against your location. Change it if we got it wrong.
Exchanges with a CWR Score of 7 or higher and no security incident in the last 12 months.Every exchange that accepts BLIK.Exchanges licensed under the EU’s MiCA rules.
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Also accepting BLIK, but restricted in your country: Bybit, Bybit EU, MEXC, Paybis,
BLIK is Poland’s domestic mobile payment scheme, built and shared by the country’s major banks. Instead of card details, you open your banking app, generate a six-digit code, type it where you want to pay, and confirm back in the app. It settles straight from your bank account, so there’s no separate balance to top up and no card network involved.
Paying a crypto exchange with BLIK means funding your account from a Polish account in your own name, in złoty. You don’t hand over card numbers or a reference code; the six-digit code carries everything. The identity link is automatic, which avoids the third-party deposit problem. The trade-off is that an approved payment is final, the same way a bank transfer is, so there’s no chargeback.
The list at the top of this page shows the exchanges that accept BLIK.
BLIK is run by Polski Standard Płatności S.A. (PSP), a joint venture founded by six major Polish banks: Alior Bank, Bank Millennium, ING Bank Śląski, mBank, Santander Bank Polska, and PKO Bank Polski. Its technical precursor, PKO BP’s IKO app, launched in March 2013. PSP received consent from the National Bank of Poland to operate the system in 2014, and BLIK launched publicly on 9 February 2015.
Phone-number transfers arrived in October 2015, and in-store terminal payments followed over the next few years. Mastercard became a shareholder in 2020. In 2023 the National Bank of Poland classified BLIK as a significant retail payment system, and that year it passed 1 billion transactions. For the full year 2024 it processed 2.4 billion transactions, totalling about PLN 350 billion.
BLIK itself doesn’t offer any way to buy, hold, or store crypto. There’s no wallet and no trading feature inside it; it’s purely a payment rail. Any crypto you buy with BLIK goes through a third-party exchange or broker that has added it as a payment method.
PSP, the company behind BLIK, states no policy on paying crypto exchanges, so there are no blocks or warnings specific to that use. What applies is simply how BLIK works everywhere: a push payment from your own bank account, confirmed in your app, final once approved. Whether an exchange accepts BLIK is up to that exchange.
BLIK is a real-time payment, so a deposit usually credits within a minute. The money is pushed from your bank account the moment you approve it in the app, which is why there’s rarely a wait. A first-time deposit may take a little longer if the exchange runs extra checks on a new account. If nothing has credited after about fifteen minutes, keep the transaction record from your banking app and contact the exchange’s support. Because it settles instantly and can’t be reversed, weekends and bank cut-off times don’t slow it down the way an ordinary transfer can.
BLIK doesn’t add a separate charge of its own on a normal deposit. The costs you see come from the exchange: it may charge a deposit fee, and an instant-buy screen often builds its margin into a wider price than you’d get placing an order yourself.
There’s also conversion to watch. BLIK works in złoty, so if the exchange prices in euros or dollars, something has to convert and whoever does it sets the rate. An exchange that holds a real PLN balance avoids a conversion you didn’t choose. Check the full total on the confirmation screen before you approve the payment.
The two-minute code window is the most common source of friction. Generate the code once you are already on the payment screen, not before, and if it expires simply generate another; a failed code costs nothing.
Limits are set by your bank, usually as a daily ceiling on BLIK specifically, and they are lower than a bank transfer would allow. You can normally raise them in the app, though the change may take effect the following day.
BLIK is a złoty rail. If the venue prices in euros or dollars, something has to convert, and the rate is set by whoever does it. Where a venue holds a genuine PLN balance, using it avoids a conversion you did not choose.
Compare the total cost each exchange shows before you confirm, including any deposit fee and any conversion if it doesn’t hold złoty. Check how long account verification takes, since you need to clear it before depositing. Look at which coins you can buy and at the exchange’s security record. Remember BLIK is a deposit method only, so if being able to cash out matters, check what withdrawal routes the exchange offers, as money won’t come back to you over BLIK. The list at the top of this page shows the exchanges that accept it.
Yes. BLIK pushes money from the Polish bank account tied to your app, so it’s always in your own name. There’s no way to pay from someone else’s account, which also means no third-party deposit problem to avoid.
No. BLIK is a funding method only and doesn’t support payouts back to you. To cash out, use one of the withdrawal routes the exchange offers.
Codes are valid for roughly two minutes and once only. Generate a fresh one on the payment screen rather than in advance, and if it expires just make another; a failed code costs nothing.
No. It’s a bank payment you authorised in your own app, so there’s no chargeback. The confirmation screen is your last accurate check on the amount and recipient.
Use another method it does accept. From within the EU a SEPA transfer is the closest comparable route for funding an account in your own name.
In the EU, Bybit serves customers through a separate platform, Bybit EU, which is licensed under MiCA.
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