Chris Larsen Net Worth 2026 – How Rich Is He Really?
On this page
| Net Worth | $2 billion to $9.2 billion (based on XRP valuation) |
| How He Made Money | XRP holdings, Ripple Labs equity, E-Loan, Prosper, angel investments |
| Most Known For | Co-founding Ripple, XRP development, blockchain payments |
| Current Role | Executive Chairman of Ripple Labs |
| Personal Info | Born 1960, American, San Francisco resident, Stanford MBA |
Chris Larsen, born in San Francisco, California in 1960, is an American businessman and angel investor with a net worth of $2 billion. He has backed or built a long list of Silicon Valley companies: E-Loan, Prosper Marketplace, Ripple Labs, the Californians for Privacy Now coalition, Credit Karma, Betable, Qifang and the Electronic Privacy Information Center, and he founded OpenCoin in 2012. He earned his B.S. at San Francisco State University and his M.B.A. at Stanford Graduate School of Business, and before business he worked for Chevron in Brazil, Indonesia and Ecuador.
What is Chris Larsen’s source of income?
Larsen’s big break, and most of his income, came from co-founding OpenCoin. The company worked with Ripple on a new payment protocol that made sending money instant and direct. Today Larsen holds a 17% stake in Ripple (XRP), which makes him one of the richest people in crypto.
Cryptocurrency Leader
After co-founding OpenCoin in 2012, Larsen moved into the crypto industry with Ripple, a payment protocol built for instant money transfers.
For a time in 2014, after the company rebranded as Ripple Labs, Inc., XRP was second only to Bitcoin in market capitalization.
In 2022, Larsen drew wide attention with his views on Bitcoin’s environmental impact, urging the leading crypto to adopt more eco-friendly mining practices. He founded the Larsen Lam Climate Change Foundation to promote sustainable practices in the crypto industry, and kept at it despite the criticism.
Wealth and Earnings
Larsen’s wealth comes mainly from the companies he founded. He holds a 17% stake in Ripple Labs, Inc. and 5.19 billion XRP in his personal portfolio, so his net worth moves with the XRP price.
Early life and family
Larsen’s parents’ names are unknown. His father worked as an airplane mechanic for United Airlines, and his mother was an illustrator.
Larsen is married to Lyna Lam, and the couple have two children. The family lives in Seattle, Washington, where he owns a large estate in The Highlands community, alongside several other properties.
