Payment methods

How to Buy Crypto with Onramper

2 of the 80 exchanges we track accept Onramper deposits, ranked by CWR Score. The list below is checked against your country.

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Every exchange that accepts Onramper, checked for your country

Onramper deposits: availability shown for your country

Every exchange below lists Onramper among its deposit methods in the CryptoWinRate database. The list checks each venue's restricted-country list against your location. Change it if we got it wrong.

Top pick for Onramper
1

Zoomex

Spot fees (maker/taker)0.1% / 0.1%
Assets66
Max leverage1000×
KYCNo KYC
  • Flexible trading options with CEX and DEX.
  • Focused on derivatives with USDT and Inverse Perpetual contracts
Availability in your country
2

Helix

Spot fees (maker/taker)-0.005% / 0.05%
Assets23
Max leverage100×
KYCNo KYC
  • Gasless trading reduces costs for active traders
  • Clean, intuitive, and beginner-friendly UI
Availability in your country

About buying crypto with Onramper

Onramper is a way to buy crypto that brings several payment providers into one checkout. Rather than being a single payment processor, it lines up independent onramp providers, such as MoonPay, Transak and Banxa, behind one screen. You enter how much you want to spend, choose a coin, and see the providers available to you. Acceptance is niche, so you won’t find it everywhere.

Paying this way means you pick a provider, verify your identity with that provider, and pay from an account in your own name. Onramper itself doesn’t store your identity documents or hold your money; everything passes to the licensed partner that handles the purchase. Because that partner takes payment and sends the crypto, it’s also who you’ll deal with if something goes wrong.

The list at the top of this page shows which exchanges accept Onramper.

Onramper history

Onramper is operated by Onramper B.V., a company based in Amsterdam in the Netherlands. It was founded around 2019 to 2020, and the company has raised $6 million in funding. By 2020 to 2021 it had launched its public API and embeddable widget.

Over the following years it expanded the network it aggregates from roughly 9 providers to more than 30, grew its payment method support from 16 to over 175, and widened its currency and country coverage. What matters to someone paying with it today is that it still works the same way: it connects you to a third-party provider that handles the actual purchase and your identity checks.

Onramper and crypto

Onramper doesn’t sell or hold crypto itself. There’s no retail app where you buy coins directly from Onramper and no trading balance kept in your name. It’s an aggregation layer that routes your purchase to a regulated third-party provider, which takes the payment, runs the identity checks and delivers the coin to your wallet.

Onramper states it doesn’t store your personal information or identity documents; those go straight to the licensed partner. The same model also handles selling crypto back to cash and cross-chain swaps. Because each purchase is executed by the underlying provider, whether a payment can be reversed is governed by that provider, not by Onramper.

How to buy crypto with Onramper

These steps work at any exchange that accepts Onramper.

  1. Pick an exchange. Choose one from the list at the top of this page that accepts Onramper.
  2. Verify your account. Open the deposit or buy screen and complete any identity checks the exchange asks for.
  3. Choose Onramper. Select it as your payment option, then enter your spending currency, an amount and the coin you want.
  4. Compare the offers. Look at the final crypto amount, the total charge and any estimated delivery time before you continue.
  5. Pay from your own account. Use a card, bank account or payment app in your own name, and complete the provider’s identity checks, which a verified exchange account doesn’t always cover.
  6. Confirm and buy. Review the currency you’ll be charged in, the crypto amount and the destination, then follow the payment instructions and save the confirmation.

Can you buy crypto instantly with Onramper?

A Onramper payment usually reaches your account within minutes once the provider confirms it. The crypto is delivered after the transaction is confirmed. A few things can slow that down. A first-time purchase often takes longer because of identity checks. Bank transfers can lag behind card payments, and a payment started over a weekend or outside bank hours may settle the next working day. A busy blockchain can also add delay. If a payment is still pending, check its status before placing another order.

Fees when buying crypto with Onramper

There’s no single fee that applies to every Onramper purchase. The cost depends on the provider, payment method, amount and network, and each underlying provider sets its own fees. The exchange you’re buying into may add its own charge on top, and an instant buy can come with a wider price than you’d expect. To see the full cost, compare the amount of crypto you’ll actually receive for the same total spend, keeping the coin and network the same. A lower advertised fee doesn’t mean a better deal if the exchange rate is worse. Check your bank’s terms too, since a card charged in another currency can involve a separate conversion cost.

Choosing a payment method

A card can be convenient for a quick purchase. A bank transfer may be worth comparing if you’re willing to wait, particularly when it gives you more crypto for the same spend. Use the quotes and delivery estimates shown for your order instead of assuming one method is always cheaper.

Onramper’s guidance puts many card purchases at around 10 to 60 minutes, while bank transfers can take a few hours to three business days. Those are estimates. Identity checks, the provider’s processing time and a busy blockchain can delay delivery. If a payment is still pending, check its status before placing another order.

How to choose an exchange that accepts Onramper

When you compare exchanges that accept Onramper, look at the total cost shown before you confirm, not just the advertised fee. Check how long account verification takes and whether you can sell back through Onramper when you want to cash out. Look at which coins you can buy, since not every exchange lists the same ones. Weigh each exchange’s security record as well. The list at the top of this page shows which exchanges accept Onramper, so start there and compare the ones that do.

Onramper pros and cons

What we like

  • Compare several payment providers in one checkout instead of opening each site separately.
  • Pay by card, bank transfer or a local payment option where available.
  • Crypto usually reaches your wallet within minutes once the payment confirms.
  • Returning to a provider you’ve used before can save repeating the first identity check.

What holds it back

  • Acceptance is niche, so not every exchange offers it.
  • Fees and delivery times vary between the underlying providers.
  • Most purchases need identity verification, and switching providers can mean doing it again.
  • Payment problems have to be handled by the provider you bought from, not Onramper.
Questions

Onramper FAQ

Yes. You should pay from a card, bank account or payment app in your own name. Paying from someone else’s account will usually fail the provider’s checks and can hold up or cancel the order.

The same aggregation model supports selling crypto back to cash through the underlying providers. Whether it’s available depends on the provider and the exchange you’re using. Check the options shown at checkout.

Check the provider’s confirmation email and tracking link first, including your spam folder. If you need help, contact that provider with your order number. Onramper can point you to the right support team if you can’t tell who handled the purchase.

That depends on the provider’s policy and how far the order has progressed. Contact the provider promptly. Don’t assume a completed crypto transfer can be cancelled or refunded.

Most purchases require identity checks, and documents go directly to the provider rather than to Onramper. Because Onramper doesn’t store that information, you may need to verify again if a different provider handles your next purchase.

Check the deposit screen for another supported method, such as a direct card payment or a bank transfer. The list at the top of this page shows which exchanges accept Onramper.