2 of the 80 exchanges we track accept Venmo deposits, ranked by CWR Score. The list below is checked against your country.
Every exchange below lists Venmo among its deposit methods in the CryptoWinRate database. The list checks each venue's restricted-country list against your location. Change it if we got it wrong.
Exchanges with a CWR Score of 7 or higher and no security incident in the last 12 months.Every exchange that accepts Venmo.
Pick a different country above, or browse all reviews.
Also accepting Venmo, but restricted in your country: Bitunix, Uphold,
Venmo is a US mobile payments app owned by PayPal. It started as a way to split bills between friends and grew into a general consumer wallet with a balance, a linked bank account and cards, and a debit card of its own. In April 2021, when it reported around 70 million users, it added in-app crypto.
Paying a crypto exchange with Venmo means you authorise the payment in the app and the money comes from your Venmo balance, a linked bank account, or a linked card. You don’t hand a card number to the exchange. Your Venmo account has to be verified and in your own name. Purchases are final, and consumer purchase protection does not extend to crypto.
The list at the top of this page shows the exchanges that accept Venmo.
Venmo was founded in 2009 and acquired by Braintree in 2012, which PayPal then bought in 2013, making Venmo a PayPal subsidiary. It runs today as a US consumer payments app.
The milestone that matters most for a crypto buyer came in April 2021, when Venmo, then reporting roughly 70 million users, launched in-app buying, selling, and holding of crypto. It started with Bitcoin, Ethereum, Litecoin, and Bitcoin Cash, powered by Paxos. Later updates added more assets, including Solana, Chainlink, and PayPal’s own stablecoin PYUSD. That in-app feature is separate from using Venmo to fund an account at an exchange.
Venmo runs its own crypto feature directly within the app. A US personal-account holder who has finished identity verification can buy, sell, and hold Bitcoin, Ethereum, Litecoin, Bitcoin Cash, Solana, Chainlink, and PYUSD, starting from as little as $1. You can fund a crypto purchase with your Venmo balance, a linked bank account, or a linked debit card; credit cards are excluded. These transactions are final and can’t be reversed.
The weekly purchase limit is $20,000 and the 12-month limit is $50,000, with crypto transfers capped at $25,000 per week. Crypto is not available on business, charity, or teen accounts. This is a different product from using Venmo to pay an exchange, which is what the rest of this page covers.
These steps work at any exchange that accepts Venmo.
A Venmo deposit usually credits within minutes once you authorise it. Instant transfers through Venmo happen in minutes, though a debit card instant transfer can take up to 30 minutes. A few things slow this down. When a payment is funded from a linked bank account, Venmo may process it as an e-check, which means the money isn’t received until it clears. First-time checks, weekends, and bank cut-off times can add delay too. Expect the exchange to place a hold on newly deposited funds before you can withdraw crypto.
Venmo itself charges a 3% fee when a payment is funded by a credit card. Paying from your balance or a linked bank account avoids that. On top of whatever Venmo charges, an exchange may add its own deposit fee, or build a wider margin into the price on an instant buy, so the rate isn’t always what you’d see on a plain chart. The way to know the real cost is to read the full breakdown on the confirmation screen before you tap confirm, including the price, any deposit fee, and the funding charge.
For a US user with a bank account, ACH is usually the better rail. It costs nothing at most venues, carries higher limits, and is accepted almost everywhere Venmo is not, which is nearly everywhere.
Venmo’s advantage is speed of setup rather than speed of settlement: if your bank is already linked to Venmo and not yet linked to the exchange, Venmo saves you a verification round.
Both carry a withdrawal hold on newly deposited funds, for the same reason: the underlying bank debit can be reversed, and the venue is not going to pay out crypto against money that might go back.
Because the choice is narrow, compare the exchanges on everything, not just the fact that they take Venmo. Look at the total cost shown before you confirm, how long identity verification takes, and whether you can withdraw back to Venmo at all. Check which coins each one lets you buy, and look at its security record. Treat Venmo as a convenience rather than the deciding factor. The list at the top of this page shows the exchanges that accept it, and you can use the filters there to compare.
Yes. The name must match the exchange account, as on every other payment method. A payment from someone else’s account will usually be rejected or held.
Venmo supports outbound payouts to a linked bank account, but whether an exchange pays out to Venmo is a separate question. Check the exchange’s withdrawal options before you deposit.
The money stays with you or bounces back, and no crypto is bought. If the payment came from someone whose name doesn’t match, expect it to be returned or frozen while it’s checked.
Not as a way to undo a crypto purchase. Consumer purchase protection does not extend to crypto, and a dispute will be treated as a recoverable debt.
Where it’s allowed, Venmo adds a 3% fee and your issuer may treat it as a cash advance. The balance or a linked bank account is cheaper.
An ACH transfer from the same bank account reaches the same place and usually costs less. It’s accepted far more widely.
